Retirement Insights

Read our latest insights, retirement plan news, and rate
information to help you plan successfully for your financial future.

Social Security
Sequence of Return Risk Apr 04, 2023

Sequence of Return Risk

No one has a crystal ball and sometimes retiring into a bear market is unavoidable. Our planning revolves around accounting for worst-case scenarios so the portfolio can successfully navigate volatile times.

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Social Security
Improper Asset Location Apr 04, 2023

Improper Asset Location

Asset location is also a large focus of our planning. Our goal is not only to guide you through periods of extreme volatility, but also to ensure that your portfolio is set up in the most tax-efficient manner possible.

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Social Security
Financial Order of Operations Apr 04, 2023

Financial Order of Operations

From emergency funds to insurance: Discover how the financial order of operations can help you mitigate tail risks.

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Social Security
February 2023 Chevron Segment Rate Summary Mar 16, 2023

February 2023 Chevron Segment Rate Summary

The segment rates are up, but so is the Chevron lump sum for May. Find out why.

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Social Security
The Backdoor Roth Conversions: Strategies to Consider Mar 14, 2023

The Backdoor Roth Conversions: Strategies to Consider

It’s no secret that Roth IRA dollars can be incredibly powerful in retirement. However, there are a number of nuances to keep in mind if you’re a high earner who is looking to take advantage of the loophole known as “The Backdoor Roth.”

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Social Security
The Problems With Monte Carlo: Why Simulations May Not Predict Your Success in Retirement Feb 28, 2023

The Problems With Monte Carlo: Why Simulations May Not Predict Your Success in Retirement

Monte Carlo simulations are commonly used to predict retirement success by modeling many possible outcomes of a retirement plan. One drawback to this method is that the simulations are not always reliable, since they are based on certain assumptions that may not hold true in the real world.

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Social Security
January 2023 Chevron Segment Rate Summary Feb 24, 2023

January 2023 Chevron Segment Rate Summary

The lump sum is up for April. Read more to find out what this means for future lump sums as well.

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Social Security
Living Upstream: The Systems That Make Our Lives Work Feb 23, 2023

Living Upstream: The Systems That Make Our Lives Work

Discover the impact of upstream systems on our health, wealth, and life satisfaction.

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Social Security
It’s Tax Time Again: A List of Tax Forms You May Be Receiving - and Why Feb 14, 2023

It’s Tax Time Again: A List of Tax Forms You May Be Receiving - and Why

It’s that time of the year again. Uncle Sam has come to check up on our salaries, investments, and other income-producing entities to ensure we’re paying what’s mandated. Here’s a list of the most commonly used tax forms you may be receiving this year whether you’re working for an employer, investing in the stock market or own a business.

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